1. About NomoreCredit
NomoreCredit is a cloud-based billing and invoice management platform operated by **JB AI Tech Group**. The platform enables businesses to manage billing activities, generate invoices, maintain wallet balances, and access related digital business services.
2. Information We Collect
To provide our services, we may collect the following information:
Account Information: Full Name, Email Address, Mobile Number, Login Activity.
Business Information: Business/Firm Name, GST Number, Business Address, PIN Code, Business Contact Information.
Banking Information: Account Holder Name, Bank Name, Account Number, IFSC Code.
This information is collected only for providing platform services and processing account-related requests.
3. Wallet and Transaction Information
We may collect and maintain records of: Wallet Recharges, Invoice Generation Activity, Transaction History, Service Usage Records, Withdrawal Requests, and Payment Status Information. These records help maintain transparency.
4. How We Use Your Information
Your information may be used for: Account verification, Login security, Business profile management, Invoice generation, Wallet management, Customer support, Fraud prevention, and Compliance with legal requirements.
5. Email Communications
NomoreCredit may send emails related to: Account Verification, Login Authentication, Service Notifications, Wallet Transactions, Withdrawal Updates, Platform Announcements, and Security Alerts.
6. Data Security
We implement reasonable security measures to protect user information, including Secure Login Systems, Email Verification, Access Controls, Activity Monitoring, and Data Protection Procedures.
7. Sharing of Information
NomoreCredit does not sell, rent, or trade personal information to third parties. Information may only be shared when: Required by law, Required by government authorities, or Necessary for payment processing.
8. Third-Party Services
The platform may utilize third-party service providers for Payment Processing, Email Delivery, Cloud Infrastructure, and Security Services. These providers have access only to necessary information.
9. Cookies and Technical Information
We may collect: IP Address, Browser Type, Device Information, Operating System, and Usage Statistics. This information helps improve platform performance and security.
10. User Responsibilities
Users are responsible for providing accurate information, maintaining account security, and protecting login credentials. NomoreCredit is not responsible for losses due to user negligence.
11. Data Retention
We retain user information and transaction records for as long as necessary to provide services, maintain records, resolve disputes, and comply with legal obligations.
12. Withdrawal and Financial Verification
NomoreCredit may verify user identity and banking details before processing withdrawal requests for security and compliance purposes.
13. User Rights
Users may request: Correction of inaccurate information, Updating of business details, or Access to account-related information.
14. Policy Updates
NomoreCredit reserves the right to update this Privacy Policy. Updated versions will become effective immediately upon publication.
15. Children's Privacy
The platform is intended for business users and is not intended for use by children.
16. Contact Us
*NomoreCredit (Operated by JB AI Tech Group)**
Email: admin@nomorecredit.in
Location: Haryana, India